All drivers of all motor vehicles in Kentucky must carry auto insurance to drive legally. Thankfully, drivers can find deals on auto insurance when they shop around online.
Under Kentucky law, drivers must carry a minimum amount of liability coverage to protect themselves and other drivers and passengers. That means $25,000 for bodily injuries per person in a crash, $50,000 for the total cost of injuries in a crash, and $10,000 for property damage in a crash. Drivers can also choose a $60,000 “single limit plan” with a single limit on all kinds of liability.

It’s mandatory for Kentucky drivers to carry proof of auto insurance in their cars at all times. Failure to do so can result in fines or even a loss of license.
Rates will of course vary depending on your driving record, age, gender, and residence, among other considerations. They will also vary depending on how diligently you search for good deals on the Web.

The major insurers are available online, where they offer free quotes. The best way to approach a search for insurance is probably to visit individual insurers and get quotes directly from them. A number of sites do claim to offer quote comparisons, but all they really do is gather your personal information for marketing purposes and then direct you to the insurers’ sites, so that in the end you have to get the quotes from the individual companies anyway.

Applying for a quote is easy: You just fill in some personal identifying information along with some information about your car, your driving history, and your location (where you park the car at night), and the insurer returns an estimated monthly premium.